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Eddie Hobbs
Eddie Hobbs (born 10 November 1962) is an Irish financial advisor, television presenter and author. He is known for his presenting on RTÉ shows such as ''Give or Take'',〔(B'duff or Kells for new Hobbs, RTÉ programme ) 21 August 2013, The Anglo-Celt.〕 ''Rip-Off Republic'', ''Show Me the Money'' and ''30 Things to do with your SSIA''. He has served as President of Renua Ireland since March 13th 2015.
==Early career==
Hobbs worked for Zurich Life 1979 to 1991 and left his position as Marketing Manager to set up a fee-based financial planning company TIPS. In March 1993 Hobbs published a landmark report "Endowment Mortgages The Hometruth" which collapsed sales of endowment homeloans in Ireland by June 1993 after the banking and life insurance industry failed to deal with his critique. In 1995 Hobbs was made a non-executive director in the financial services firm Taylor Asset Management but resigned from it and TIPS in Jan 1996. In May 1996 after a two-month investigation, Hobbs lodged a complaint with the Irish regulator about the handling of two client files by Tony Taylor CEO of the Taylor Group. Tony Taylor fled Ireland and was located living under an alias in Eastbourne UK in 1999 by an investigator reporting to Hobbs. Taylor was extradited and pleaded guilty to five counts of fraud, forgery and destruction of documents for which he was sentenced to five years in prison. Hobbs himself was never implicated in any issues relating to company affairs and in 2007 he was exonerated by the Irish High Court and praised by the presiding judge for showing "efficiency and determination and for not standing idly" when he pursued Taylor's activities from 1995 to 1996.
In 1996 he submitted a complaint to The Competition Authority alleging that the Government supported Irish Insurance Federation Remuneration Agreement was offensive to competition law since 1991, had engendered a culture of consensus decision making, restricted competition and prevented costs and commission disclosure to consumers. The complaint was upheld in 1998 forcing the Government to introduce statutory commission and charges disclosure. The Life industry was forced to reissue its product range to comply with the Insurance Act 2000. Hobbs acted in a voluntary capacity as a director and Finance spokesperson for The Consumers association of Ireland from 1993 to 2006. He has qualifications in accounting, finance and financial planning. Hobbs complaint to the EU Taxation Commission that the Irish tax code was being adjusted to create competitive advantage to domestic Irish funds in breach of The Treaty of Rome, resulted in the Commission writing to Finance Minister McCreevey who adjusted the new gross roll up tax regime to all OECD funds. When Minister McCreevy announced the SSIA savings scheme Hobbs launched the Consumers Association of Ireland 'Savermark' standard that required banks to link deposit interest to the ECB base rate movements to prevent margins widening. Hobbs accused the Life Insurance industry of colluding to avoid the 'Savermark' pricing and called for a Competition Authority investigation.
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